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Defiance Golf League Individual Handicap Scores 2/1/2026
 
Pankowski, Ted
Handicap Index - 14.6
Handicap - 15
* Indicates score used for Hdcp
Most Recent 25 Scores (Most Recent 10 are used for Handicap)
  Date Score Course Handicap
Differential		 Course Rating Course Slope
1. 7/16/2024 50 Delcastle Yellow Front9 17.3 34.4 102
2. 7/9/2024 56 Delcastle Yellow Back9 24.6 33.8 102
3. 6/25/2024 46* Delcastle Yellow Back9 13.5 33.8 102
4. 6/18/2024 50 Delcastle Yellow Front9 17.3 34.4 102
5. 5/28/2024 54 Delcastle Yellow Back9 22.4 33.8 102
6. 5/21/2024 53 Delcastle Yellow Front9 20.6 34.4 102
7. 5/14/2024 49* Delcastle Yellow Front9 16.2 34.4 102
8. 5/7/2024 49* Delcastle Yellow Front9 16.2 34.4 102
9. 7/25/2023 46* Delcastle Yellow Front9 12.9 34.4 102
10. 6/20/2023 50* Delcastle Yellow Front9 17.3 34.4 102
11. 6/13/2023 51 Delcastle Yellow Front9 18.4 34.4 102
12. 6/6/2023 40 Delcastle Yellow Front9 6.2 34.4 102
13. 5/23/2023 49 Delcastle Yellow Front9 16.2 34.4 102
14. 5/16/2023 46 Delcastle Yellow Front9 12.9 34.4 102
15. 5/9/2023 52 Delcastle Yellow Back9 20.2 33.8 102
16. 7/19/2022 50 Delcastle Yellow Front9 17.3 34.4 102
17. 7/12/2022 46 Delcastle Yellow Back9 13.5 33.8 102
18. 6/28/2022 49 Delcastle Yellow Front9 16.2 34.4 102
19. 6/14/2022 47 Delcastle Yellow Front9 14 34.4 102
20. 6/7/2022 53 Delcastle Yellow Front9 20.6 34.4 102
21. 5/31/2022 53 Delcastle Yellow Front9 20.6 34.4 102
22. 5/24/2022 48 Delcastle Yellow Back9 15.7 33.8 102
23. 5/17/2022 50 Delcastle Yellow Front9 17.3 34.4 102
24. 5/10/2022 50 Delcastle Yellow Back9 17.9 33.8 102
25. 7/7/2021 46 Porky Oliver Red Front9 11.9 34.1 113

Handicap Formula for the Defiance Golf League
   Step 1 = Determine the number of Handicap Differentials to use (Based on the number of acceptable scores - See Table below).
   Step 2 = Handicap Differential (rounded to the nearest tenth) = (((Score - USGA Course Rating) x 113) / Course Slope Rating).
   Step 3 = Handicap Index (truncated after the tenths' digit) = Average of the Handicap Differentials being used x Multiplier (See Table).
   Step 4 = Handicap = Handicap Index rounded to the nearest whole number.
   Maximum Handicap Index is 18.2 and Maximum Handicap is 18.

      Number of Acceptable Scores

 Differential(s) to be Used

        Multiplier to Use

1

 Lowest 1 

0.75

2

Lowest 1

0.80

3

Lowest 1

0.85

4

Lowest 2

0.90

5

Lowest 2

0.96

6

Lowest 3

0.96

7

Lowest 3

0.96

8

Lowest 4

0.96

9

Lowest 4

0.96

10

Lowest 5

0.96

More than 10 - use Most Recent 10 scores

Lowest 5

0.96